INTWARI SACCO GICUMBI
School budget planning

Bring school charges and everyday learning costs into one plan that follows your household income.

List the whole cost
Include school charges, books, clothing, transport and meals. Separate required items from optional purchases.

Add payment dates
Confirm the amounts and due dates with the school. Mark one-off costs separately from monthly spending.

Match the plan to your income
If income comes from harvests or trading, note when it is actually received. Leave room for other household essentials.

Before the term begins
[ ] I have the school’s current cost list.
[ ] I have written down dates and amounts.
[ ] I have checked the plan against other household needs.
[ ] I have questions ready about saving and access to money.

Cost item | Amount (RWF) | Due date | Payment source
________________________________________________________________________
________________________________________________________________________

Total target: ____  Set aside: ____  Still needed: ____
________________________________________________________________________
________________________________________________________________________

Months available: ____  Planned contribution: ____
________________________________________________________________________
________________________________________________________________________

My notes:
__________________________________________________________
__________________________________________________________
__________________________________________________________

Date and next step:
__________________________________________________________

Review the plan. Speak to the school early about any options it can confirm. Before considering borrowing, understand the full cost and how repayments would fit.
https://www.moneyhelper.org.uk/en/everyday-money/budgeting