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Small tools.
A clearer plan.

Compare costs, review your budget and prepare documents for a SACCO conversation.

01 · COMPARE

First-year service costs

Enter written fees supplied by each provider. This compares charges only; interest, taxes and other services are excluded.

Formula: opening fee + 12 × (monthly fee + transactions × unit fee).

02 · PLAN

See what remains, then consider income falling by 20%. This is not a credit-approval assessment.

03 · TAKE A COPY

These are preparation sheets, not official application forms. No information is sent to the SACCO.

PRACTICAL NEXT STEPS

A cost list, payment dates and a savings target.

A checked transaction list and clear questions about any differences.